Criminal Conviction Car Insurance

Criminal conviction car insurance is tailored for drivers who have one or more criminal convictions on their record including both motoring convictions (e.g., drink driving, speeding, driving without insurance) and non-motoring convictions (e.g., theft, assault, fraud).

Standard insurers may refuse cover or inflate premiums for convicted drivers, but specialist insurers understand your situation and offer realistic, fair quotes based on your current risk profile.

Like standard car insurance, criminal conviction insurance can include:

• Third Party – Covers damage to others but not your vehicle.
• Third Party, Fire & Theft – Adds protection if your vehicle is stolen or damaged by fire.
• Comprehensive – Includes cover for your own vehicle, regardless of fault.

Additional cover options include:

• Legal expenses
• Breakdown cover
• Courtesy car
• Protected no-claims bonus

We help a wide range of individuals who may have struggled to find car insurance elsewhere due to a non-driving-related conviction, including:

• Ex-prisoners re-entering society
• Individuals with past fraud convictions
• Those with drug or alcohol-related offences (non-driving)
• People with violent offence records
• Anyone with a spent or unspent conviction that affects insurance eligibility

As long as you hold a valid UK driving licence, you can apply for cover.

We can help you find insurance even if you’ve been convicted of:

• Theft or burglary
• Assault or ABH
• Drug possession or intent to supply
• Benefit fraud or tax evasion
• Money laundering or financial crime
• Public order offences

Note: Spent convictions (under the Rehabilitation of Offenders Act 1974) often don’t need to be disclosed but unspent convictions must be declared when applying for insurance.