Company Fleet Insurance

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Company Fleet Insurance

Running a business with a company fleet can be costly, but finding the right insurance shouldn't be.

Our free to use, company fleet insurance comparison service is designed to help businesses like yours cut through the confusion and secure the best cover at the most competitive price.

Whether you operate a handful of vans or a large fleet of vehicles, we make it easy to compare trusted providers and tailor a policy that fits your needs helping you save time, reduce costs, and keep your business moving confidently.

Compare Company Fleet Insurance Quotes

We know how difficult comparing policies can be. That's why our trained team are here to help you find dedicated brokers who want to quote you.

Our service is free and impartial with no obligation to buy.

Company Fleet Insurance

What our Comparison Expert Says

'Company fleet insurance is a great way to insure your company vehicles all under one policy. Offering complete flexibility and tailorable to your needs, our brokers will help insure your company fleet cost effectively!'

- Michael Tribe

How our process works

We've worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.

Complete Our Quick Quote Form

Provide us with a small amount of information on our quick and easy form. If you don't want to fill out our form, simply give us a call instead and 1 of our agents will do it for you!

Specialist Brokers Are Compared

We look at your individual needs and find you brokers who can save you the most and offer you the best value for money.

You Receive Company Fleet Insurance Quotes

You’ll receive multiple quotes tailored specifically to your own insurance needs.

You Save Money

Once you have all the quotes you'd like, you pick the right policy for you at the best price.

What is Company Fleet Insurance?

Company fleet insurance is a type of commercial vehicle insurance that covers multiple vehicles owned or leased by a business under one policy.

It's designed to simplify administration, reduce costs, and provide flexible cover for businesses that operate two or more vehicles—such as cars, vans, trucks, or a mix of these.

Key Features of Business Fleet Insurance

  • Single policy: One policy, one renewal date, and one premium for all vehicles.
  • Flexible driver options: Can cover named drivers, any driver over a certain age, or all employees.
  • Scalable cover: Easily add or remove vehicles as your business grows or changes.
  • Customisable protection: Choose from comprehensive, third-party fire and theft, or third-party only levels of cover.
  • Covers business use: Designed for commercial activities like deliveries, client visits, or transporting goods.

What does Company Fleet Insurance Protect?

In the same way car insurance works, you can choose from a number of levels that include.

  • Third party only
    Third party or TPO is the minimum level of cover required by law. TPO will cover the third party only but nothing of your own goods will be covered.
  • Third party, fire and theft
    Third party, fire and theft or TPFT covers everything TPO covers above but will also cover the vehicle against being stolen or going up in flames.
  • Comprehensive
    Comprehensive is the best form of cover when greater risks are involved. It will cover and pay out for everything that TPFT but will also cover your own vehicles in the event of a fault claim.

What is Covered

  • Damage to company vehicles: If you choose comprehensive cover, your fleet is protected against accidental damage, vandalism, theft, and fire.

  • Third-party liability: Covers injury or damage to other people or their property caused by your drivers.

  • Theft and fire: Most policies include protection if vehicles are stolen or damaged by fire.

  • Windscreen repair/replacement: Often included in comprehensive cover.

  • Cover for all drivers: Policies can be "any driver" or named drivers only, depending on your preference.

  • Legal expenses: Some policies include cover for legal costs after an accident or dispute.

  • Courtesy vehicles: Provided while a damaged fleet vehicle is being repaired (in some policies).

  • European travel: Some policies extend cover for driving in EU countries.

What is NOT Covered

  • Wear and tear: Routine maintenance, tyre wear, and mechanical breakdowns are not covered.

  • Uninsured drivers: Damage or liability caused by drivers not listed (unless "any driver" is included).

  • Improper use: Using vehicles outside the scope of the policy (e.g., racing, unapproved business activities) may void coverage.

  • Driving under the influence: Accidents involving alcohol or drug use are usually excluded.

  • Personal belongings: Items left inside the vehicles are often not covered unless specifically added.

  • Deliberate damage: Intentional damage by employees or owners may void claims.

  • Incorrect vehicle classification: Misclassifying vehicles (e.g., personal vs. commercial use) can invalidate cover.

Frequently Asked Questions

Businesses of all sizes that use multiple vehicles for commercial purposes—such as:

  • Cost-effective: Usually cheaper than insuring vehicles individually.
  • Simpler management: Less admin and paperwork.
  • Greater flexibility: Especially useful if drivers regularly switch vehicles.

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