Car Dealer Insurance

Find yourself a deal when you compare insurance for your car sales

  • Compare Specialist UK Providers

  • Save Time & Money with 1 Quick Form

  • FREE Quotes with No-Obligation

Car Dealer Insurance

Protect Your Dealership. Compare the Best UK Car Dealer Insurance in Minutes.

Whether you run a small forecourt or a nationwide franchise, the right motor trade insurance is vital to protect your stock, staff, and livelihood. Our specialist comparison service connects you with leading UK insurers, helping you find tailored cover for your showroom, vehicles, and public liability at the best possible price. Fast, simple, and built for busy dealers like you.

Compare Car Dealer Insurance Quotes

We know how difficult comparing policies can be. That's why our trained team are here to help you find dedicated brokers who want to quote you.

Our service is free and impartial with no obligation to buy.

Car Dealer Insurance

What our Comparison Expert Says

'Whether you are a part time car dealer or have a full car dealership, having a robust insurance policy is essential. Our team of agents are ready to find you the right broker with competitive policies!'

- Michael Tribe

How our process works

We've worked hard to refine our process and keep it as quick, easy and simple as possible for our customers.

Complete Our Quick Quote Form

Provide us with a small amount of information on our quick and easy form. If you don't want to fill out our form, simply give us a call instead and 1 of our agents will do it for you!

Specialist Brokers Are Compared

We look at your individual needs and find you brokers who can save you the most and offer you the best value for money.

You Receive Car Dealer Insurance Quotes

You’ll receive multiple quotes tailored specifically to your own insurance needs.

You Save Money

Once you have all the quotes you'd like, you pick the right policy for you at the best price.

What is Car Dealer Insurance?

Car dealer insurance is a specialised type of traders insurance designed to protect car dealerships or car traders.

Whether you operate a small independent dealership or a large franchise, this insurance provides comprehensive cover tailored to the unique risks faced by car dealers. It safeguards your business assets, employees, and customers, ensuring you can operate smoothly and confidently.

What Can Car Dealer Insurance Cover?

Road Risks

Covers vehicles in your possession for sale, including test drives and delivery.

Public Liability

Protects against claims made by the public for injuries or damage occurring on your premises.

Employers’ Liability

Mandatory if you have employees, covering workplace injuries or illnesses.

Product Liability

Covers claims related to defects in vehicles or parts sold by your dealership.

Stock and Premises

Protects your vehicles, equipment, and premises against theft, fire, and other damages. When insuring a premises, you may want to compare combined motor trade insurance.

Business Interruption

Covers loss of income if your business is unable to operate due to an insured event.

Who Needs Car Dealer Insurance?

Car dealer insurance is essential for:

  • Independent car dealers
  • Franchise dealers
  • Used car dealerships
  • Car auction houses
  • Vehicle importers/exporters

If your business involves selling, servicing, or handling vehicles, having the right insurance is crucial to protect against potential risks and liabilities.

How Much Does Car Dealer Insurance Cost?

The cost of car dealer insurance can vary significantly based on factors such as:

  • The size and type of your dealership
  • Location and security measures in place
  • The number of vehicles and employees
  • Your claims history

On average, premiums can range from £1,000 to £5,000 annually, but it's crucial to get tailored quotes to understand the exact cost for your business.

How to Find Cheap Car Dealer Insurance Quotes

Finding affordable car dealer insurance doesn't mean compromising on cover. Here are some tips to get the best quotes:

  1. Compare Multiple Quotes: Use online comparison tools to get quotes from various insurers.
  2. Tailor Your Coverage: Only pay for the cover you need by customising your policy.
  3. Increase Security Measures: Enhanced security can lower your premiums.
  4. Opt for a Higher Excess: Agreeing to a higher excess can reduce your insurance costs.
  5. Check for Discounts: Look for discounts for bundling policies or for no-claims bonuses.

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