Terms & Conditions
Quote Genie is a trading style of SLGM Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA) (Firm Reference Number 999705). These Terms of Business (“Terms”) explain the basis on which we provide our services through www.quote-genie.co.uk (the “Website”) and govern your use of the Website and any services provided through it.
By accessing or using our Website or submitting your personal data through any quote form, you agree to be bound by these Terms and our Privacy Policy.
1. Definitions
In these Terms:
- “We / Us / Our” means SLGM Ltd trading as Quote Genie.
- “You / Your” means the user of the Website or the person submitting an enquiry.
- “Provider” means any third-party insurance broker, insurer or intermediary to whom Your data is introduced.
- “Services” means the facilitation of insurance quote enquiries and introductory lead generation services.
2. Regulatory Status & Scope of Services
2.1 Regulatory Disclosure: SLGM Ltd, trading as Quote Genie, is authorised and regulated by the FCA (FRN 999705). We operate as an insurance lead generation and introduction service. We are not an insurance broker, insurer, financial advisor, or intermediary.
2.2 The Services consist of collecting details provided by You and passing those details to one or more FCA-regulated insurance providers who may contact You to provide insurance quotations or advice.
2.3 We do not underwrite or issue insurance policies nor do we assess the suitability of any policy for Your personal circumstances. Any contract of insurance is solely between You and the Provider.
3. Use of Website & Acceptance
3.1 By using our Website, You confirm that You accept these Terms and agree to comply with them. If You do not agree with these Terms, You must not use the Website.
3.2 We may revise these Terms at any time. Revised Terms will be posted on the Website. Continued use after revisions signifies acceptance of the updated Terms.
4. Your Responsibilities
4.1 Accuracy of Information: You warrant that all information You provide to Us is accurate, complete, and up to date. You acknowledge that inaccurate or incomplete data may lead to incorrect quotes or unsuitable insurance offers.
4.2 Consent & Authority: By submitting Your personal data, You confirm that You have the authority and consent to provide such data and for Us to share it with relevant Providers for the purposes of obtaining insurance quotes.
4.3 Legal Compliance: You agree not to transmit any personal data to Us that You are not lawfully authorised to share, and You undertake to comply with applicable data protection laws including UK GDPR and PECR.
5. How Our Services Work
5.1 Quote Generation: After You submit a form, We will validate Your information before securely transmitting it to one or more relevant Providers.
5.2 Provider Contact: Providers may contact You directly using the contact details You have supplied to discuss Your insurance needs, provide quotes, or offer additional products or services. Our own contact centre will contact you directly in order to transfer you to brokers to quote you.
5.3 No Guarantee of Availability or Price: Display or receipt of a quote via the Website does not guarantee that an insurance policy will be available to You at the price shown. Quotes and coverage remain subject to Provider underwriting and acceptance.
6. No Advice
We do not provide advice or recommendations regarding the suitability of any insurance product. You are responsible for assessing, with the help of any Provider You choose to engage, whether an insurance product meets Your needs.
If You require personalised advice, You should consult a qualified insurance adviser.
7. Fees, Remuneration & Free Service
7.1 Our services are provided free of charge to consumers.
7.2 We may receive a fee, commission or other remuneration from Providers for introducing You to them. This does not increase the price You pay for any insurance product unless disclosed by the Provider.
8. Intellectual Property
All intellectual property rights in the Website content, including text, logos, designs, images, and data, are owned by or licensed to Us. You may access and use the Website for personal, non-commercial purposes only and must not reproduce, distribute, or use the content outside these Terms without Our express written permission.
9. Data Protection & Privacy
Your submission of personal data is subject to our Privacy Policy, which explains how We collect, process and share Your personal information. By using the Website, You acknowledge You have read and understood the Privacy Policy.
10. Liability and Disclaimers
10.1 To the maximum extent permitted by law, We and Our directors, officers, employees and agents exclude all warranties, conditions and other terms, whether express or implied.
10.2 We shall not be liable for:
- Any losses arising from Your use of the Website;
- Any errors, omissions or inaccuracies in information presented on or via the Website;
- Any actions taken or not taken by Providers once Your data is shared;
- Any loss of business, revenue, or anticipated savings.
10.3 Nothing in these Terms limits Our liability for death or personal injury resulting from Our negligence or for fraud.
11. Consumer Duty (FCA PRIN 2A) Statement
We are required to act in a way that delivers good outcomes for retail customers. In line with the FCA’s Consumer Duty:
11.1 We ensure clear, fair, and not misleading communications about our role and the nature of Services provided.
11.2 We operate systems and controls designed to deliver good outcomes for users seeking insurance quotes, including clear disclosures about how data is used and shared.
11.3 We provide accessible contact routes for questions, complaints, and exercising data rights.
12. Third-Party Websites
The Website may contain links to external websites operated by third parties. We are not responsible for the content or practices of these sites. Links are provided for convenience and do not imply endorsement.
13. Termination
We may suspend or terminate Your access to the Website at any time without notice, including for breaches of these Terms.
14. Governing Law and Jurisdiction
These Terms shall be governed by the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales.
15. Contact Details
If You have any questions about these Terms, please contact us at:
SLGM Ltd (trading as Quote Genie)
FCA Firm Reference Number: 999705
Website: www.quote-genie.co.uk
Email: dataprotection@slgm.co.uk
